Privacy Policy

Note: The legacy Privacy Policy from homewithrichard.com/privacy-policy should be preserved verbatim. Please paste your existing approved Privacy Policy text into this page before launch — do not replace it with new copy without legal review.

What this policy covers

This policy explains how Richard Tocado Companies, Inc. ("we", "us") collects, uses, and protects your personal information when you visit homewithrichard.com or contact us through forms, phone, or email.

Information we collect

Information you provide through our forms (name, contact details, property and financial information you choose to share), information collected automatically (browser type, pages visited, referring URL), and information from third parties involved in processing your loan application or pre-qualification.

How we use your information

To respond to your inquiry, to provide the loan-related services you requested, to comply with applicable laws and regulations, and — where you have consented — to send you periodic communications about our services. You can opt out of marketing communications at any time.

How we share information

We share information with service providers that help us operate (e.g., loan origination, customer relationship management), with regulators or as required by law, and with parties involved in your specific loan transaction. We do not sell your personal information.

Your choices

You may request access to or correction of personal information we hold about you, opt out of marketing communications, and exercise rights under applicable privacy laws by contacting us.

Contact

Richard Tocado Companies, Inc. — 6401 Carmel Road, Suite 203, Charlotte, NC 28226 — RichardTocado@gmail.com — (704) 800-4719.

Reminder: Replace the boilerplate above with the existing approved Privacy Policy text from the legacy site before publishing the new static site.